JerFoo,
Well it sounds like you are doing everyting right, your correct in that is is straight forward with nothing fancy is going on.
Just so I understand you correctly you have
3 Displacement maps
1 Torso
1 Neck
1 shoulders
you apply all three Dismaps/shaders to the respective polys but only the torso Displaces in the render and not the shoulds and neck.
I would say double check those maps that arnt rendering and make sure that there isnt somehting wrong with them, like apply the torso Dismap that does work to the shoulders and neck, if they displace (even though it will be messed up looking) then youll know its the maps for the shoulders and neck that are messed up,
If that doesnt work then try applying the shader that does work to all the polys and see if that works then youll know if its the shaders for the neck and shoulders that are busted,
thats all I can think of, sounds like you have it down and just something is messed up.