Thank you for responding to my topology question.
have you tried exporting it out with weld turned on then reimport it back in? Perhaps that will fix things for ya til someone figures out why its happening in the first place.
I would deffinately like to try the weld feature, but I am unable to find it’s location in Zbrush 3.1 to be able to enable it. Could you be more specific on it’s location in the program?
I have made some accidental progress with the topology as shown below. I removed the two topology lines across the base of the fore finger leaving their anchor points and then previewed the adaptive skin. Not only were the two broken areas nearest the topology lines closed off, but the pinky finger aswell. Unfortunately I am unable to reproduce these results everytime. I am hopeful that this can be resolved sometime in the near future. 
