Hi,
I am new to Zbrush and to modelling and animation, and I have many programs as most programs do free trials versions. But i would try to learn one first like Zbrush as it is easy to play and has lots of great tutorials. Learn about alpha’s, bump mapping, UV’s and texturing etc. first with Zbrush and then ask again. You will maybe have a better idea of your needs and costs/money to spend on big programs as some can cost £££ lots.
That said here is my view of other programs.
Zbrush: great easy to use, fun to play with and learn. Great for organic shapes and not so good for industiral mechinic shapes. (I know others will maybe argue the point)
Maya: Using version 6 and 7 I picked up a book for beginners and I am working my way throught the guides. Nice interface and some great tools, fluid and emitters/ cloth/hair
Max version 8: I haven’t found the interface for this as easy to use as with Maya but maybe I need a book and guide to help me work through it. Lots of apps. and cool stuff just need time to play. ( I read 3D world and there are always great tuturiols in there)
Lightware: I haven’t used yet but I have heard good things.
Cinema 4D: I have it but again need time to work with it.
XSI: many here (hello ppl) i think use this program for animating I am sure others will tell you all about it.
Adobe photoshop CS or 7: I think this is a must have as you wil use it for lots of things paint backgrounds , textures and lots of PP (postproduction work) if you don’t have this get it before anything else as there is also a whole world of stuf to learn with photoshop.
Vue5 infinite: great world/scene building tool from what I have seen easy to use and quick to get some nice results.
Bryce 5.5: much the same as above
Poser6 and/or DAZ studio: great tools and programs in there own right for posing and moving rigged models.
OK that is the basic stuff Ihave learn I know others here have alot more experince and knowledge so I hope there get you some advice too.
As I am just starting the learning curve I have as you can see started to play and look into lots of programs hope this has been of help.
Openstheway
Life is like Zbrush you never know what is coming next.