Thanks for the pointers, guys. I think ultimate problem is that the arms are too long/big. I was going off the belly button, but it looks like the elbows should be somewhat above belly button…and my belly button is too low, too.
You guys are right and neck is too long, too. Top of pelvis too wide, bottom of pelvis too narrow. Calves too short.
I am not sure how to fix this, though. I don’t want to wreck all the shaping I have done so far but the transpose tools and move brush seem too clumsy to do anything but make a huge mess of something like this. I could fix it in maya pretty for low level mesh but it can’t handle the high level meshes.